Terms & Conditions

These Terms & Conditions govern the use of harrisprime.com and every page, form and account feature offered through it. By browsing the site or creating an account, you agree to be bound by them.

Anyone who does not agree with these terms should stop using the site.

HarrisPrime offers general information and plain language explanations about auto, home, health and life insurance. The content is educational in nature.

HarrisPrime is not an insurance company and does not issue, bind or underwrite policies. Nothing on the site is a promise of coverage, eligibility or a particular rate. Decisions about any policy rest with you and with the insurer that issues it.

The site is intended for residents of the United States who are legal adults in the state where they live. By using the site you confirm that you meet these conditions and that the details you submit are accurate.

Some features require an account. When creating one, you agree to the following.

• Provide details that are true, current and complete.
• Keep your password private and your sign in details secure.
• Accept responsibility for activity that takes place under your account.
• Report any suspected misuse of your account without delay.

HarrisPrime may suspend or close an account that breaks these terms.

If you choose to receive text messages, HarrisPrime may send service and promotional messages to the mobile number you provide. Message frequency may vary. Standard message and data rates may apply.

You can reply STOP at any time to unsubscribe, or reply HELP for support. Agreeing to receive messages is not a condition of any purchase.

When using the site, you agree not to do any of the following.

• Submit false, misleading or borrowed personal details.
• Attempt to reach accounts, systems or data without permission.
• Copy, scrape or resell site content by automated means.
• Upload harmful code or interfere with how the site runs.
• Use the site for any purpose that breaks the law.

The text, layout, graphics, logos and other material on the site belong to HarrisPrime or are used with permission. You may view and print pages for personal use. Any other copying, republishing or distribution requires written consent.

The site may point to websites run by insurers or other outside parties. HarrisPrime does not control those websites and is not responsible for their content, products or privacy practices.

The site and its content are provided as is and as available, without warranties of any kind, whether express or implied. HarrisPrime does not warrant that the content is complete, current or suited to your individual situation.

Insurance rules and policy terms differ by state and by insurer. The wording of your own policy always controls.

To the fullest extent the law allows, HarrisPrime is not liable for indirect, incidental, special or consequential losses arising from the use of the site, or from the inability to use it, or from reliance on its content.

Any dispute arising from these terms or from use of the site will first be raised informally by writing to the contact details below. A dispute that cannot be settled informally will be resolved through binding individual arbitration, not in court, except where the law does not permit this.

Claims may be brought only on an individual basis and not as part of a class or representative action. These terms are governed by the laws of the State of New Jersey.

These terms may be revised from time to time. The date at the top of this page shows when they were last updated. Continued use of the site after a change means you accept the revised terms.

Questions about these terms can be sent through any of the details below.

• Phone: +1 (732) 292-5906
• Email: harris.dearden@harrisprime.com
• Address: 200 Atlantic Ave Manasquan NJ 08736